Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
About the Settlements Product
The Settlements product at dLocal is at the core of our value proposition: ensuring that merchants receive their funds quickly, accurately, and transparently, regardless of currency or geography.
The product manages the end-to-end process of transferring available merchant funds to their bank accounts, supporting multiple settlement models, currencies, and regulatory requirements. It is critical for merchant trust, operational efficiency, and regulatory compliance, and is continuously evolving to support new business models, instant payments, and automation at scale.
Role Overview
We are seeking a Product Manager to lead the vision, strategy, and execution of dLocal’s Settlements product. You will own the full lifecycle of settlements—from fund availability, to withdrawal automation, reconciliation, and merchant reporting. This role sits at the intersection of product innovation, financial operations, and regulatory compliance, requiring close collaboration with engineering, treasury, finance, compliance, and merchant-facing teams.
What will I be doing?
Define and drive product vision, strategy, and roadmap, aligning with company goals and merchant needs. Lead the execution of the finance roadmap, including the integration of SAP for accounting and a Treasury Management System for treasury operations Develop and maintain strong relationships with key stakeholders including customers, internal teams, and external partners Collaborate with global cross-functional teams, including engineering, design, and data science, to build and maintain innovative, scalable, and user-friendly financial systems Conduct market research and competitive analysis to identify trends, opportunities, and threats to inform product strategy and roadmaps Lead migration initiatives to new balance and settlement systems, ensuring minimal merchant disruption and clear communication. Stay up to date on industry trends, regulatory changes, and new technologies shaping settlements in emerging markets.
What skills do I need?
5+ years of product management experience in payments, fintech, or financial operations. Experience in settlements, fund movements (cross-border, local, FX), treasury, or reconciliation is a plus. Experience designing and delivering automated, scalable products. Strong analytical skills; comfortable working with large datasets to identify patterns, gaps, and opportunities. Excellent cross-functional collaboration skills, especially with engineering, treasury, finance, and compliance. Proven ability to prioritize and deliver high-impact product changes in fast-paced, high-growth environments. Strong communication skills, with the ability to translate complex financial concepts into clear requirements and merchant-facing documentation. Fluency in English is required; Spanish or Portuguese is a plus.
What do we offer?
Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:
- Flexibility: we have flexible schedules and we are driven by performance.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Learning & development: get access to a Premium Coursera subscription.
- Language classes: we provide free English, Spanish, or Portuguese classes.
- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!
Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs.
What happens after you apply?
Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitel