Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Analyst, Cloud Cost Optimization Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview: MasterCard’s Operations and Technology (O&T) business unit operates the company’s global payments processing infrastructure and development. O&T uses its expertise to make payments safe, simple and smart. At Mastercard the Technology Finance Team team: • Provides business unit support for financial reporting, planning and analysis • Partners with business unit divisions to help achieve financial targets and objectives through thought leadership • Supports service owners with Total Cost of Ownership by validating methodology and analyzing unit costs The Sr. Analyst will be responsible for: • Budgeting and forecasting short/long-term plans, as well as preparing and analyzing internal financial reports and communicating results of operations to the Technology Finance division • Activities include managing risks and opportunities, monitoring the organization's expenses while considering macro-economic factors Role: • Supports the Technology Finance division with reporting needs and requirements (e.g., budgeting, forecasting, strategic planning, target setting) for technology cloud infrastructure spend with emphasis on Azure and AWS (compute, storage, data transfer, databases, marketplace, etc). • Provides insightful variance analysis and management reporting at detailed levels; builds driver-based forecast models (e.g., workload growth, Reserved Instances/Savings Plans coverage, Enterprise Discount Program commitments). • Partners with regions, business units, business partners and/or corporate to develop, analyze and validate business cases for cloud migrations, modernization, and other technology initiatives, including TCO, ROI, and sensitivity analyses. • Performs new opportunity assessments by building and maintaining financial models; translates technical cost drivers into clear financial implications and recommendations. • Supports Sourcing/Procurement with pricing analytics and scenario modeling for cloud commitments (e.g., RI/SP coverage/utilization, EDP planning); provides data-driven insights to inform negotiations (does not lead negotiations). • Applies Technology Business Management (TBM) / FinOps practices to allocate cloud costs (showback/chargeback), improve tag hygiene, and enhance total cost of ownership visibility for products and services. • Assists with process improvements to enhance forecast accuracy, close quality, and cost optimization; proactively identifies automation opportunities and executes agreed-upon improvements (e.g., dashboards, standardized templates). • Collaborates with FP&A/Controllership on month-end close (accruals, reclasses), and with TBM/FinOps teams to improve allocation logic and data quality. All About You: • Bachelor’s degree with a major in Business, Finance, or Management Information System is preferred • Experienced individual contributor in FP&A/Technology Finance with cloud cost fluency (Azure and/or AWS); adept at translating technical drivers into business insights and actions. • Track record of effective business partnering across Engineering/Cloud Platform, Sourcing/Procurement, Product Finance and Accounting; builds trust and aligns stakeholders on financial outcomes. • Hands-on experience completing management reporting (monthly results, quarterly forecasting, annual budgets) with strong variance analysis and narrative skills. • Works closely with Sourcing, Controllership, Tax and other supporting functions to ensure P&L and cash impacts of cloud decisions are understood and reflected to minimize financial risk and forecast surprises. • Applies advanced analytical techniques (driver-based modeling, scenario/sensitivity analysis, unit economics) to highlight risks and opportunities and recommend practical action