About this role: Wells Fargo is seeking a Principal Credit Risk & Approval Officer to serve as Credit Officer providing credit risk oversight for the Banking division of Corporate & Investment Banking (CIB Banking). CIB Banking provides integrated financial solutions to corporate, investment grade, non-investment grade, public and private customers. The candidate will be an active and influential participant in the credit process, providing a holistic risk assessment working closely with deal team partners and portfolio management teams. This role requires the authority to decision complex transactions, balance risk/reward, act with sense of urgency and interface with the senior risk and business leaders. In this role, you will: Serve as a key member of the team providing oversight and management of credit risk for CIB Banking, working to support the objectives and goals of CIB Banking while maintaining prudent credit underwriting standards and sound overall portfolio quality. Maintain appropriate credit quality and portfolio health by providing informed and thoughtful credit risk guidance, recommendations, and approvals, engaging in regular portfolio evaluation and deteriorating/problem credit review and by escalating matters when appropriate. Develop and maintain a solid understanding of bank credit policy, regulatory standards and guidance, and risk rating applicability; provide leadership and guidance on these matters to CIB Banking teams and partners. Develop and maintain appropriate industry and sector knowledge. Engage product and subject matter experts and other institutional resources as needed to make informed decisions and recommendations. Review pipeline activity regularly with CIB Banking teams and assist in the management of deadline awareness and coverage team and client expectations. Provide thoughtful leadership and guidance to teams about necessary due diligence and analytical focus, particularly in merger and acquisition financing situations and on complex deals. Interact with internal and external customers. Required Qualifications: 10+ years of Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: A BS/BA degree or higher in accounting, finance, or economics. Strong credit analysis skills. Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members. Strong organizational, interpersonal, and communication skills. Ability to effectively partner and influence at the executive level. Experience with complex organizational and capital structures. Solid understanding of capital markets and acquisition finance. Solid understanding of Wells Fargo’s credit culture and approach to risk management. Strong understanding of loan documentation, credit agreements, and security structure. Posting Locations: 550 S. Tryon Street - Charlotte, North Carolina Job Expectations: Required location listed above. Relocation assistance is not available for this position. This position is not eligible for VISA sponsorship. This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process. Posting End Date: 2 Apr 2026 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and